After a collision, you can be overwhelmed with things that need to be done. Choosing a shop to do your auto body work is one of those decisions that either you can make or your insurance company can make. Here are some things you should know about working with your insurance claims adjuster when it comes to getting body work done on your wrecked vehicle.
• You can choose the auto body shop, but your insurance company often has deals with the ones they recommend. This usually means that they do quality work for a good price. In turn, this helps to keep your premiums lower.
• If your body shop does not accept the amount your adjuster offers, speak with your adjuster again. Your body shop may have found damage that your adjuster missed or there may have been a simple mistake. Communication is key when it comes to dealing with your insurance company and your body shop.
• Your body shop may not release the car to you due to unpaid charges. If this happens, it may be as simple as a phone call to your adjuster. There is a chance that the adjuster approved payment for additional damages and simply forgot to send the payment. If the delay is the fault of your insurer, many times you can rent a car with your credit card and get reimbursed from your insurance company.
These are just a couple issues you may find yourself dealing with when you get into a vehicle collision. The important thing is to keep calm and make careful and informed decisions in this type of situation.
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